UMNAI
Decision Solutions

Packaged decision workflows for real business problems.

Decision Solutions combine Decision Blocks, explainable models and governance into workflows for specific business decisions.

What a solution is

More than a model, less than a custom build.

Each solution bundles the blocks, rules, policies, data and review flows for one decision, ready to adapt to your organisation.

You start from a working configuration instead of a blank canvas, with explainability, governance and audit built in. Each card opens the full solution on Decision Deck, with workflow, screenshots and demo.

AML & SAR

File better cases and waste less time on noise. Connect related activity and defend every SAR, and every decision not to file, with evidence.

Digital Asset Services

Onboard more good customers without weakening AML control. Combine KYC, wallet, payment and Travel Rule signals into one defensible decision.

Energy Trading & Battery Management

Trade energy assets with decisions you can trust. Decide when to charge, discharge, hold, bid or buy with asset-aware constraints and full evidence.

Insurance

Make insurance decisions easier to govern and defend. Improve product value reviews, underwriting, pricing, claims and vulnerable customer treatment.

Lending Lifecycle

Keep more loans performing through their life. Spot distress earlier, adjust exposure, treat customers precisely and reduce losses before problems harden.

Loan Origination

Approve more good loans with stronger control. Treat lack of evidence differently from risk, find a safe path to yes and prove every decision under regulation.

Loyalty

Grow loyalty without giving away the margin. Use rewards, missions, benefits and messages to build lifetime value, not just short-term response.

Payment Portfolio Management

Grow merchant volume without losing portfolio control. Use scheme headroom, tighten where exposure is rising and protect the merchants worth keeping.

Payment Risk Screening

Take conversion friction out of payment screening. Approve trusted payments faster and step up only when it saves the sale.

Public Sector Service

Automate public service safely. Prioritise harm, request the right evidence first time and route sensitive cases to the right team.

Retail & ecommerce

Convert more, more profitably. Choose the right action for each customer, basket and moment, from checkout to recovery and retention.

Telecoms

Protect and grow revenue. Detect churn movement earlier, target retention where it protects value and turn service failures into recovery decisions.

Can't see your decision?

Tell us about the workflow you need to improve.

If a solution is close but not quite right, or yours is not yet packaged, the team will show how Decision Blocks and governance compose into the right shape.